What are the Available Options for Exporters to Finance?

A number of options are available to finance the fund requirements which have focused on the exporters who face difficulties in financing the required fund.

1. SDB Samupa Saviya

A financial assistance to aid in any import/export of items by the cooperation/society, these bullet loans can be obtained based on the capacity of each society and the trading requirement.


  • Repayment period of 1 year at prevailing interest rates, with a 3 month grace period.
  • Repayment can be made monthly, or as a bullet repayment.
  • Loan amount depends on the capacity of the society.


  • SANASA societies, multi-purpose cooperative societies, other cooperatives and registered societies may apply for this loan.
  • Import documents or export LC will be kept by the bank as collateral.


  • A duly filled loan application
  • Society mandate
  • Society registration certificate
  • Copy of the memorandum and articles of the society
  • Certified copy of the resolution of the board of directors
  • Society declaration form
  • Signature card

2. HNB SME expo credit

HNB facilitates this loans by collaborating with export development board.


  • Will be granted to fulfil the working capital requirements of SME export clients up to RS. 40 million in any designated currency acceptable to the bank.
  • Special interest rates are available.


  • Exporters with expertise, capacity & infrastructure to supply export orders successfully.
  • Confirmed export orders, DPN, cash build up & the personal guarantee of a director will be needed for limited liability companies.

3. People bank – Provide loan for SMEs.

4. NDB Bank – Online Banking services for Exporters

Called as Jayagamu Sri Lanka (Financial and advisory services for Exporters and innovators)

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